All Use Cases
Reduce fraud, increase trust

Real-time alerts that protect revenue

Financial services need instant notifications and bulletproof payment flows. Fourbyfour automates transaction alerts, KYC reminders, and fraud detection workflows.

The Challenge

Problems Fintech Companies Face

Without automation, these challenges cost you revenue every day

Transaction Delays

Users expect instant confirmation. Delayed notifications erode trust and increase support tickets.

3 seconds is the max acceptable delay

KYC Drop-off

Incomplete KYC means blocked accounts and lost customers. Users need timely nudges to complete verification.

60% of users don't complete KYC on first attempt

Payment Failures

Failed payments in fintech mean lost transactions and frustrated users. Recovery needs to be instant.

8-12% of transactions fail

Fraud Detection

Suspicious activity needs immediate alerts and account protection. Manual review is too slow.

$4.2B lost to fraud annually
Pre-Built Workflows

Ready-to-Use Fintech Workflows

Activate in one click. Customize as needed. See results in days.

transaction.completed

Transaction Alert

1

Instant multi-channel notifications for every transaction with smart batching for high-frequency users

Workflow Steps:

1
Send push notification immediately
2
Send email summary (batched hourly for frequent users)
3
SMS for transactions above threshold
4
In-app notification with transaction details
99.9% delivery within 3 seconds
Activate →
user.kyc_incomplete

KYC Completion

2

Guide users through KYC with progressive reminders and document upload assistance

Workflow Steps:

1
Send welcome email with KYC benefits
2
Push notification after 24 hours
3
SMS reminder after 3 days
4
Call-to-action with limited-time bonus after 7 days
85% KYC completion rate
Activate →
payment.failed

Payment Recovery

3

Instant retry and user notification for failed transactions with alternative payment suggestions

Workflow Steps:

1
Attempt auto-retry with backup payment method
2
Notify user immediately with failure reason
3
Suggest alternative payment methods
4
Escalate to support if pattern detected
70% auto-recovery rate
Activate →
fraud.suspected

Fraud Detection Alert

4

Instant account protection and user notification for suspicious activity

Workflow Steps:

1
Temporarily freeze suspicious transaction
2
Send immediate push + SMS alert
3
Request user verification
4
Auto-unblock if verified, escalate if not
95% fraud prevention rate
Activate →
Proven Results

Enterprise-Grade Financial Messaging

Compliance-ready notifications at scale

<3s
Alert delivery time
99.99%
Delivery reliability
85%
KYC completion
70%
Payment recovery
Integration

Instant transaction alerts

Just emit events from your app. Workflows handle the rest automatically.

typescript
import { Fourbyfour } from '@fourbyfour/sdk';

const client = new Fourbyfour({
  apiKey: 'sk_production_...',
  projectId: 'your-project-id'
});

// Activate transaction alert workflow
await client.workflows.activate('transaction-alert');

// Emit on every transaction - alerts sent automatically
await client.events.emit('transaction.completed', {
  userId: 'user-456',
  amount: 1500.00,
  currency: 'INR',
  type: 'credit',
  merchant: 'Amazon India',
  balance: 25000.00
});

That's it. No complex setup. No infrastructure to manage.

Our transaction alerts now reach users in under 2 seconds. Customer complaints about delayed notifications dropped to zero.
R
Rahul Mehta
CTO, PayQuick

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fintech workflows?

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